SBA to Open Disaster Loan Outreach Center in Napa to Assist Victims of the South Napa Earthquake

SBA LogoSACRAMENTO – Mark Quinn, District Director of the U. S. Small Business Administration’s (SBA) San Francisco District Office, today announced that SBA will open a Disaster Loan Outreach Center in Napa at 8 am on Tuesday, December 30, to meet the needs of individuals and business owners who were affected by the South Napa Earthquake and aftershocks that occurred August 24 – September 7.  The center will open where the Local Assistance Center is now located.

“SBA customer service representatives will be on hand at the center to answer questions about SBA’s disaster loan program, explain the loan application process, complete their application and help each individual close their approved disaster loans,” Quinn said.  No appointment is necessary.  The location and days and hours of operation are as follows:

SBA Disaster Loan Outreach Center
301 1st Street (corner of 1st Street and Silverado Trail)
Napa, CA  94590

Opens Tuesday, December 30 at 8 am
Monday – Friday, 8:00 am to 4:30 pm
Closed New Year’s Day, Thursday, January 1

In addition, counselors from the Napa-Sonoma Small Business Development Center (SBDC) will be available to provide free counseling to businesses on a wide variety of matters designed to help them overcome the effects of the disaster and plan for their future. Napa-Sonoma Business Services Director Mary Cervantes said, “Our SBDC counselors can assess the business’s economic injury, evaluate the business’s strength, cash flow projections and most importantly, review all  the business’s  options to ensure that each business makes decisions that are appropriate for its situation.  We strongly encourage every business owner who has been affected by the earthquake to meet one-on-one with the experts at the center.”

According to Quinn, SBA has approved $22.3 million in federal disaster loans to help with their recovery efforts, $18.5 million for residents and $3.8 million for businesses and private, nonprofit organizations.

SBA disaster loans up to $200,000 are available to homeowners to repair or replace damaged or destroyed real estate.  Homeowners and renters are eligible for up to $40,000 to repair or replace damaged or destroyed personal property.

Businesses of any size and private nonprofit organizations may borrow up to $2 million to repair or replace damaged or destroyed real estate, machinery and equipment, inventory, and other business assets.  SBA can also lend additional funds to homeowners and businesses to help with the cost of making improvements that protect, prevent or minimize the same type of disaster damage from occurring in the future.  The filing deadline to return applications for property damage is December 29, 2014.

For small businesses, small agricultural cooperatives, small businesses engaged in aquaculture, and most private nonprofit organizations of any size, SBA offers Economic Injury Disaster Loans (EIDLs) to help meet working capital needs caused by the disaster.  EIDL assistance is available regardless of whether the business suffered any property damage.  The deadline to return economic injury applications is July 27, 2015.

Interest rates can be as low as 2.063 percent for homeowners and renters, 2.625 percent for private nonprofit organizations and 4 percent for businesses, with terms up to 30 years.  Loan amounts and terms are set by SBA and are based on each applicant’s financial condition.

Applicants may apply online using the Electronic Loan Application (ELA) via SBA’s secure Web site at

Disaster loan information and application forms are also available from SBA’s Customer Service Center by calling (800) 659-2955 or e-mailing  Individuals who are deaf or hard-of-hearing may call (800) 877-8339.  For more information about SBA’s disaster assistance programs, visit

To apply for disaster assistance with FEMA, register online at or via smartphone or tablet at  Applicants may also call FEMA at 800-621-3362 or (TTY) (800) 462-7585.  People who use 711-Relay or VRS may call (800) 621-3362.  Phone lines remain open 7 am to 10 pm (PT) seven days a week until further notice.  Multilingual operators are available.  Choose Option 2 for Spanish and Option 3 for other languages.

SBA Field Operations Center – West, P.O. Box 419004, Sacramento, CA 95841

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